Without society, money does not exist.
Your struggle with money is a symptom of your struggle with society.
Your treatment in any social situation has nothing to do with merits or morals, but rather your placement in the situation's social hierarchy.
This social hierarchy is influenced by evolution.
What does this observation mean?
Your struggle with money is due to your placement in society, which is influenced by evolution.
Do you misunderstand how human society works?
People are predictable.
Society is defined by the behavior of a group of humans. Each individual human acts in their own evolutionary interest, which leads to predictable human behavior.
Society is an illusion, because there is no such thing as "social behavior". There only exists the human behavior of an individual, who interacts with other humans behaviors' in an attempt to further the individual's evolutionary goals.
Do you have a misunderstanding of how a human acts in their own self-interest?
A human is as predictable as any other animal.
A human acts upon their emotions, which senses whether a situation is evolutionary beneficial for them. These emotions guide their actions and beliefs.
There exists an illusion of "civilized" human behavior, but no evidence. Human behavior has not changed and will always be influenced by evolution.
A human's actions are not based on merit or morals, but rather the benefit the individual gains from the actions. So, the world is not just because individuals take actions that "benefit themselves the most" rather than actions that maximize meritocracy and morality.
I have more information about this logic, but cant share it right now.
Do you understand the effect this behavior has on your success or failure?
You don't experience success or failure because of your merits or morals, but rather your social standing.
There is no justification to your success or failure because the world is not just.
Justification changes nothing about your social standing.
You are only required to justify yourself by people higher in the social hierarchy compared to you. Those people do not waste their time with justification unless it benefits them.